How Much is Insurance for a Camaro?

Are you thinking it’s about time you took the leap and invested in a legendary new Chevy Camaro? Before they get behind the wheel, most drivers want to know, “How much is insurance for a Camaro?” On average, drivers pay $181 per month to insure a new Camaro, or $2,172 per year.* It’s important to keep in mind, of course, that depending on your insurance policy, driving history, and where you live, your actual Camaro insurance premium may differ.

Minimum Liability Coverage in Florida

In Florida, drivers are required to carry the following minimum liability coverage amounts:

  • $10,000 bodily injury for one person
  • $20,000 per accident
  • $10,000 property damage

Tips for Comparing Insurance Products and Services

As you shop around for Camaro insurance, keep the following tips in mind to help you stay on budget:

  • Cost & Deductible: Policies differ among insurance companies, so make sure you provide identical information for each company you request a quote from. Choose the premium and deductible that best suit your personal budget.
  • Minimum Coverage: Be sure to revisit the numbers we quoted in the section above so you can be absolutely sure you’re purchasing at least the minimum required coverage for Florida.
  • Optional Insurance: Will you benefit from optional plans like uninsured motorist coverage, gap protection, or personal injury protection? While not required, some drivers still prefer to opt into such plans for added peace of mind.
  • Policy Add-Ons: Some insurance policies include roadside assistance or accident forgiveness; be sure to check whether they’re standard in your policy or will tack on an added cost before you agree.
  • Policy Restrictions: Avoid unforeseen coverage costs and issues in the future by inquiring about any policy restrictions upfront.
  • Warranty: In some cases, what is covered by a car’s warranty and what is covered by an insurance plan will see some overlap. It’s worth the time of comparing your warranty vs. insurance policy to uncover potential areas where you could cut costs.

What Are the Affecting Factors for Camaro Insurance Rates?

There are several factors that insurance companies take into account when creating your premium. Chief among them is the likelihood that you will need to file a claim and the associated costs. Even if you have a spotless driving record in , the car you’re driving can still affect your premium. So, how do insurance companies tend to view the Chevy Camaro? Take a look:

  • Car Type: The Camaro is classified as a muscle car or “pony car.” It is capable of generating up to 650 hp and can reach a top speed of nearly 200 mph.
  • Chances of Theft: Contrary to what you might think, sports cars and two-door coupes like the Camaro are stolen less frequently than sedans and pickups.
  • Repair Costs: According to Edmunds True Cost to Own, the 2020 Chevy Camaro’s average maintenance and repair costs for Tallahassee drivers are about $5,729 over a 5-year period.
  • Safety Ratings: The 2020 Chevy Camaro earned a 5-star overall safety rating from the NHTSA.
  • Fuel: Being a gas-powered vehicle, the Camaro is cheaper to insure than a hybrid, EV, or diesel-powered car.
  • Feature Options: Expect to have a higher insurance premium if you opt for a range-topping Camaro trim level with extra features, such as the ZL1, as opposed to an entry-level model like the 1LS.

Being a high-performance vehicle with versatile features and package options, the cost to own a Chevy Camaro will tend to be higher than that of the average economy sedan. However, the excellent safety rating, low theft rates, fuel type, and repair costs could help to balance things out and save you a bit of money.

Explore Camaro Financing Options at Dale Earnhardt Jr. Chevrolet!

If you’d like to start looking into financing plans after learning more about Camaro insurance costs, you can reach out to Dale Earnhardt Jr. Chevrolet! We’ll put you in touch with our finance center, where a friendly associate will be glad to help you apply for pre-approval, estimate your monthly payment amount, and more. To help save on your new Camaro, be sure to check out our new vehicle specials!

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Hendrick Vehicle Disclaimer:

$849.00 Predelivery Service Charge included in advertised price; this charge represents costs and profit to the dealer for items such as inspecting, cleaning, and adjusting vehicles, and preparing documents related to the sale. All prices exclude all taxes, tag, title, registration fees and government fees. Out of state buyers are responsible for all taxes and government fees and title/registration fees in the state where the vehicle will be registered. All prices include all manufacturer to dealer incentives, which the dealer retains unless otherwise specifically provided. Dealer not responsible for errors and omissions; all offers subject to change without notice; please confirm listings with dealer. All vehicles may not be physically located at this dealership but may be available for delivery through this location. Transportation charges may apply. Please contact the dealership for more specific information. All vehicles are subject to prior sale.



Additional Disclaimers:


*APR and cash allowance vary by model. Length of contract limited. Must finance with GM Financial. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery by 7/5/22.

*APR and cash allowance vary by model. Length of contract limited. Must finance with GM Financial. Some customers may not qualify. Not available with lease and some other offers. Take new retail delivery by 7/5/22.

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Contact Us

Main 850-692-6302 Sales 850-692-6302
3127 W Tennessee St
Tallahassee, FL 32304
Contact Us

Contact Us

Main 850-692-6302 Sales 850-692-6302
3127 W Tennessee St
Tallahassee, FL 32304
Dale Earnhardt Jr. Chevrolet 30.4578, -84.3502.